6 out of 10 Canadians living pay cheque to pay cheque

Published Monday, Sep. 13, 2010 8:54AM EDT

The recession may be officially over, but six in 10 Canadians are still surviving from paycheque to paycheque, a national survey showed Monday.

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Fifty-nine per cent of Canadian workers say they would be in financial trouble if their paycheque was delayed by just a week – the same proportion as last year when the economy was still mired in a downturn, according to a poll of 2,766 people by the Canadian Payroll Association .

The survey comes as the OECD today warned that record high debt levels have left many Canadians vulnerable “to any future adverse shocks.” Also Monday, a Statistics Canada report showed household net worth fell 0.6 per cent in the second quarter, largely due to falling stock markets. Liabilities of households increased, meantime, led by mortgages and consumer credit.

Canada remains a debt nation, owing partly to a flurry of home-buying in this year. Eight in 10 Canadians in the poll say their first or second priority if they were to win a $1-million lottery would be to pay off their debt – an 11-per-cent increase from last year, “indicating that more Canadians are concerned about their debt load than they were a year ago,” the survey said.

Why are so many Canadians in debt?

How did we get this way and what can we do about it? Share your story and advice with Globe readers.

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Younger workers are having the greatest trouble meeting their current expenses, with two thirds of those aged 18-34 saying it would be very difficult, difficult or somewhat difficult for them to meet their current financial obligations if they missed even one paycheque.

Among households, the situation is most precarious for single parents, with three quarters saying they would have some trouble making ends meet if their pay were delayed.

Globe videos on debt and how to deal with it: Debt: How fast are we sinking? How to get out of the debt trap Common mistake: Too much real estate debt Control that impulse to buy, buy, buy Managing student debt: How to do it best Hitting the wall with credit troubles? Got a debt headache? You’re not alone

Top economic concerns among Canadian workers are rising interest rates, not being able to save enough to retire comfortably, inflation and falling back into recession.

The poll also found:

* Almost two thirds, or 62 per cent, of respondents expect a salary increase but the vast majority, or 83 per cent, also expect their cost of living to rise in the next year.

* Almost half, or 47 per cent, are saving 5 per cent or less of their net pay. Sixty per cent of workers have been trying to save more than a year ago, though over half of them have been unsuccessful in doing so. Forty per cent say they’re not even trying to save.

* Confidence about economic growth is actually fading. Six in 10 feel the economy in their city or town will improve in the next year, down from 67 per cent in 2009. Workers in Ontario, Quebec and the Atlantic provinces are less confident about their local economies.

This is the second annual survey the payrolls association has conducted.

The survey was taken between late June and mid-July of this year.

Source

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What Are You Passionate About? Do That!

What if…You Could Have it All? 6 Steps to Living Your Best Life

by: Lisa Argue

What if…you could have it all? 6 Steps to Living your Best Life

Simply put, people want more out of life. The 80’s were a time of wanting more money, the 90’s more time and now it is more fulfillment. Statistics Canada (Sept., 2004) reported “only 32.6% of Canadians surveyed report being very satisfied with life” So, how does one achieve fulfillment while also juggling the responsibilities and demands of life; career, family, health, money, relationships, community, recreation and personal growth? This is a very important question as life is an integrated whole with each area interdependent on the other. As more people begin to understand that the true measure of success is the attainment of life balance, they may also gain awareness that true life balance means including everything you want in life, or having it all.

The 6 keys to living your best life are:

1. Design your Ideal Life

Dare to imagine new possibilities….what do you really want? If you were to eliminate the ‘shoulds’ and start owning who you are, being all of your best self, what would that look like? What is your personal definition of success? What do you love? What are you passionate about? Spend some time focusing your energy and getting clear on what you really want to create for yourself.

2. Visualize Success

Create a picture of a future you having achieved your ideal successful life. Fully associate with that vision, what do you see, what does it feel like, what are you saying to yourself? Make it as compelling as possible, make a collage to represent this vision.

3. Utilize the Law of Attraction

Everything in the universe is energy, start projecting the kind of energy you would like to see come your way. Knowing that success breeds success, start living ‘as if’ by creating success for yourself now in your attitude and outlook. Coming from a place of fulfillment and happiness, notice what shows up in your life. Make today your best day.

4. Practice Extreme Self Care

Develop a strong relationship with SELF, tune into your intuition using meditation or journaling. Honour your needs, feel and express your emotions fully. Take great care of your mind, body and spirit.

5. Clear the Path to Success

What obstacles are in your way? Be honest with yourself about the beliefs you may have that continually limit you from getting what you want. What are you tolerating in life? When these things are handled, it increases your energy and clears a space for what you want to show up.

6. Ask for It!

When we ask for what we want, it inspires others and empowers us as humans to really go for it. Connect with people, share your dreams. Draw on the power of partnering and synergy by allowing others to support and help us.

I read a very inspiring quote that says “The Question I am asked daily by the world; was that all you wanted?” -Genine Lentine

We only get one chance in life; this is not a dress rehearsal. The only limit to what you can have in your life is the size of your imagination, and the level of your commitment to making it happen.

About The Author

Lisa Argue is a Success Coach and president of Effective Focus Success Coaching in Vancouver, BC. She supports Entrepreneurs and Women who want it all to unlock their potential and take their life to the next level. http://ift.tt/NGnybO.

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Canadians To Be Vaccinated With Live H1N1 Virus with MSG For The 2010/11 Flu Season

Dave Mihalovic

Prevent Disease

September 23, 2010

The Public Health Agency of Canada has once again given their seal of approval for the injection of a dangerous cocktail of toxic chemicals they call a trivalent vaccine. The 2010/11 recipients of AstraZeneca’s FLUMIST will be exposed to several strains of live viruses including H1N1 and H3N2. The vaccine also contains MSG and other known neurotoxins and immunotoxins.

Similar to last year’s Arepanrix Vaccine, FLUMIST was approved without evaluating its safety and effectiveness on a single Canadian.

The vaccines are especially being promoted for children since the nasal spray vaccine can be marketed as less invasive due its intranasal delivery that does not require needles. Ontario’s chief medical officer of health said a non-injectable vaccine is an “attractive option.” The product has been on the U.S. market for the last seven years.

AstraZeneca Canada is currently ensuring that all Canadian pharmacies are making preparations to stock the vaccine this fall. The influenza vaccine will be one of several vaccines to be offered on the Canadian market.

On August 26, 2010, Health Canada issued a Notice of Decision to AstraZeneca Canada for the FLUMIST vaccine.

The FLUMIST Trivalent vaccine product information:

Three Live Viruses:

- Influenza Virus Type A (H1N1);

- Influenza Virus Type A (H3N2); and

- Influenza Virus Type B

Route of Administration:

Intranasal Spray

Dosage Strength:

0.2 mL

Clinically Relevant Nonmedicinal Ingredients

- Gelatin hydrolysate (porcine Type A)

- sucrose

- arginine

- gentamicin

Additional Toxic Ingredients:

- Monobasic potassium phosphate: Immunotoxin

- Arginine hydrochloride: Toxic to lungs and mucous membranes

- Monosodium glutamate: Neurotoxin, Excitotoxin

- Gentamicin: Nephrotoxic

Discussion

There are currently NO clinical trials or results which have validated the long-term safety and efficacy of the FLUMIST vaccine. Regulatory health agencies are refusing to acknowledge this fact or the nature of toxicity levels associated with the FLUMIST and its ingredients. The well documented toxicity evidence for each ingredient presented above are simply ignored.

If you’ll notice, most of the ingredients that are considered non-clinically relevant excipients are ALL TOXIC and yet still injected in every person that receives the vaccine.

No Pharmacokinetic, Carcinogenic or Fertility Studies

One of the most critical elements which defines the toxicity potential of any vaccine are its pharmacokinetic properties. AstraZeneca and Medimmune do not consider the study, analysis or evaluation of the pharmacokinetic properties of any vaccine ingredients or excipients including FLUMIST. This means that the bodily absorption, distribution, metabolism and excretion of ingredients within the vaccine are not known or even considered in safety assessments.

FLUMIST has not been evaluated for its carcinogenic or mutagenic potential or its potential to impair fertility. There have also been NO animal reproduction studies or studies in pregnant or lactating women and it is not known whether FLUMIST is excreted in human milk..

Hospitalizations and Deaths

An increased rate of hospitalizations (for any cause) through 180 days after final vaccination dose of FLUMIST was observed in children 6-11 months of age.

There were eight deaths reported within 180 days of FLUMIST

dosing. Of the 8 deaths, 4 occurred within 42 days after the last dose of FLUMIST. 43 and 180 days after FLUMIST dosing, deaths were due to diarrhea and sepsis, encephalopathy, suffocation, and posterior fossa tumor and malignant hyperthermia.

Adverse Reactions

- Pain

- Redness

- Swelling

- Fatigue

- Headaches

- Arthralgia (joint inflammation)

- Myalgia (muscle inflammation)

- Shivering

- Sweating

- Swollen lymph nodes

- Fever

- Vomiting

- Tingling or numbness of the hands or feet

- Shortness of breath

- Vasculitis (inflammation of the blood vessels)

Serious Adverse Reactions

Congenital, familial and genetic:

- Exacerbation of symptoms of mitochondrial encephalomyopathy (Leigh syndrome)

Immune system:

- Anaphylactic reactions, facial edema and urticaria

Nervous system:

- Guillain-Barré syndrome, Bell’s Palsy

Respiratory, thoracic and mediastinal:

- Epistaxis

Skin and subcutaneous tissue:

- Rash

The information above clearly demonstrates that the Public Health Agency of Canada and Health Canada have no interest in meeting some of the most basic precautions to safeguard the health of Canadians.

Last year, just as flu activity increased across Canada, federal authorities warned Canadians not to buy natural remedies and to strictly confide in the anti-viral drugs and vaccines authorized by Health Canada.

172,000 doses were eventually recalled and withdrawn after serious adverse reactions, notably in the heart and lungs, and hundreds of deaths were reported.

Please protect yourself naturally from the flu. Learn what colds and flus really are and use common sense to best of your ability.

Dave Mihalovic is a Naturopathic Doctor who specializes in vaccine research, cancer prevention and a natural approach to treatment.

Source

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